How much do you charge to manage a property?

Between 9% and 10% of the monthly rent collected, with a $100/month minimum per property. No hidden fees: maintenance and repairs are approved with you before any work is done, and every expense appears with its receipt in the monthly statement.

I live outside Panama. How do I receive the rental income?

By bank transfer to your account in Panama or abroad, within a few business days of the tenant paying, together with a monthly statement in English or Spanish documenting every income and expense.

What does the property management service include?

Tenant placement and screening, rent collection, payment of utilities and HOA (PH) fees, maintenance coordination with vetted contractors, periodic inspections, and a monthly report. You keep the decisions; we run the operation.

Can I buy property in Panama without being a resident?

Yes. A foreigner can buy in their own name with a title registered at the Public Registry, with the same rights as a Panamanian. We coordinate the legal review, financing and, where applicable, the residency visa with partner lawyers and banks.

Do you work with English-speaking clients?

Yes. The whole team works in English and Spanish, and contracts, reports and statements can be issued in either language.

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Expert agents. Real guidance. A clear path to your next property in Panama.

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Panama City · Lic. PN 5904 · ACOBIR

Find your property

Buy, sell, and rent in Panama City's best neighborhoods

Portfolio

Featured properties

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For rent

San Francisco

Luxury Furnished Apartment for Rent with Ocean View at PH Ocean Sky, Coco del Mar – Panama City

$2,400 /mo

2 bd · 2 ba · 151 m²

For rent

Avenida Balboa

For Rent PH Bellavista Park | Bella Vista

$1,700 /mo

2 bd · 2.5 ba · 135 m²

For rent

Panama City

Furnished Apartment for Rent - Top Towers, Costa del Este

$1,900 /mo

2 bd · 2 ba · 114 m²

For sale

Punta Paitilla

Furnished 4-bedroom apartment for sale in PH The Towers, Punta Paitilla

$1,370,000

4 bd · 4 ba · 394 m²

For rent

San Francisco

Furnished 1-bedroom apartment for rent in San Francisco, Panama City

$1,600 /mo

1 bd · 1.5 ba · 100 m²

For rent

San Francisco

For rent: furnished 1 bedroom apartment in San Francisco

$1,750 /mo

1 bd · 1.5 ba · 100 m²

View all properties

New developments · Pre-sale

New projects in Panama's finest communities

Pre-sale, under-construction and upcoming launches in Santa María, Costa del Este and the Ocean Reef islands, with bilingual guidance for international buyers. From first inquiry to keys in hand.

Explore projects

12 projects

Services

Three ways to work with us

Buying & selling

We guide you from search to title transfer: valuation, negotiation, and closing with legal backing.

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Rentals

We find your next home or the ideal tenant for your property, with clear contracts.

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Property Management

Living outside Panama? We manage your property with bilingual reports and zero stress.

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Key facts

Buying in Panama, in brief

5.0· 21 reviews on Google

Foreigners have the same titled-ownership rights as Panamanians, with no residency required.

The US dollar is legal tender in Panama, so there is no currency risk when you buy.

Non-resident mortgages typically require a 30% down payment, with terms up to 25–30 years.

The transfer tax when buying is 2%, and it is usually paid by the seller.

Residential property management in Panama is typically charged at 9%–10% of the monthly rent, with a $100/month minimum per property.

Vaca Group is a licensed brokerage (Lic. PN 5904) and an ACOBIR member in Panama City.

FAQ

What clients ask us most

How much do you charge to manage a property?: Between 9% and 10% of the monthly rent collected, with a $100/month minimum per property. No hidden fees: maintenance and repairs are approved with you before any work is done, and every expense appears with its receipt in the monthly statement.
I live outside Panama. How do I receive the rental income?: By bank transfer to your account in Panama or abroad, within a few business days of the tenant paying, together with a monthly statement in English or Spanish documenting every income and expense.
What does the property management service include?: Tenant placement and screening, rent collection, payment of utilities and HOA (PH) fees, maintenance coordination with vetted contractors, periodic inspections, and a monthly report. You keep the decisions; we run the operation.
Can I buy property in Panama without being a resident?: Yes. A foreigner can buy in their own name with a title registered at the Public Registry, with the same rights as a Panamanian. We coordinate the legal review, financing and, where applicable, the residency visa with partner lawyers and banks.
Do you work with English-speaking clients?: Yes. The whole team works in English and Spanish, and contracts, reports and statements can be issued in either language.

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Calculator

Estimate your mortgage in Panama

Suggested minimum down payment: 30%

Property price (USD)Down payment: 30%Annual interest rate: 6.75%+ 1% FECI surcharge (non-resident foreigner) — effective rate 7.75%Term: 25 years

Estimated monthly payment

$1,851

Financing $245,000 · down payment $105,000

Reference estimate — not a credit offer.