Make a move toward your future
Expert agents. Real guidance. A clear path to your next property in Panama.
VACAGROUPREAL ESTATE
Panama City · Lic. PN 5904 · ACOBIR
Find your property
Buy, sell, and rent in Panama City's best neighborhoods
Portfolio
Featured properties
New developments · Pre-sale
New projects in Panama's finest communities
Pre-sale, under-construction and upcoming launches in Santa María, Costa del Este and the Ocean Reef islands, with bilingual guidance for international buyers. From first inquiry to keys in hand.
Explore projectsServices
Three ways to work with us
01
Buying & selling
We guide you from search to title transfer: valuation, negotiation, and closing with legal backing.
View properties →02
Rentals
We find your next home or the ideal tenant for your property, with clear contracts.
View rentals →03
Property Management
Living outside Panama? We manage your property with bilingual reports and zero stress.
Learn about the service →Key facts
Buying in Panama, in brief
- Foreigners have the same titled-ownership rights as Panamanians, with no residency required.
- The US dollar is legal tender in Panama, so there is no currency risk when you buy.
- Non-resident mortgages typically require a 30% down payment, with terms up to 25–30 years.
- The transfer tax when buying is 2%, and it is usually paid by the seller.
- Residential property management in Panama is typically charged at 9%–10% of the monthly rent, with a $100/month minimum per property.
- Vaca Group is a licensed brokerage (Lic. PN 5904) and an ACOBIR member in Panama City.
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Estimate your mortgage in Panama
Suggested minimum down payment: 30%
Estimated monthly payment
$1,851
Financing $245,000 · down payment $105,000
Reference estimate — not a credit offer.