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Glossary · Structures & visas

Qualified Investor visa

Definition

The Qualified Investor visa is Panama's fast-track residency-by-investment program: with a real estate investment from $300,000 in foreign-sourced funds (Executive Decree 193 of 2024, current as of September 2026 with no expiry date), in a property free of liens and held for 5 years, it grants permanent residency in a weeks-long process.

In practice

It's the preferred route for buyers who want to solve residency and investment in one move: the property can be the same one they'll live in or rent out. The operational requirements matter: funds from abroad, investment in your own name (or a legal entity of which you're the beneficial owner), a property free of liens, and a minimum holding period. The 2024 decree allows financing the remainder above the $300,000 paid with a local bank and admits pre-construction through a trust or a bank guarantee. The 'increase to $500,000 in October 2026' circulating on golden-visa portals is not in the regulation (Gazette 30140-B): what exists is the biennial review of amounts the law requires from the Executive, and a decree can change them without notice — which is why we confirm the current parameter with our partner immigration attorney and structure the purchase to qualify.

General information, not legal or tax advice. Every transaction is confirmed with an attorney and accountant.

Term reviewed as of July 2026 · Vaca Group Real Estate, Lic. PN 5904